Category: Others

As cryptocurrencies and digital assets gain mainstream acceptance, crypto firms face increasing challenges in securing these valuable holdings. Digital asset custody is a cornerstone of any robust risk management strategy, yet it remains a complex and evolving area. In this guide, we’ll break down the risks associated with digital asset custody and provide insights into… Read more

The Global State of Open Banking and Open Finance Report examines the diverse regulatory and operational landscape for open banking and open finance across 95 jurisdictions. This comprehensive study provides an analysis of governance practices, highlights factors driving convergence or divergence among frameworks, and draws lessons from varying implementation strategies that are shaping the future… Read more

Tokenization is a process that safeguards sensitive payment information by replacing it with unique, non-sensitive identifiers known as tokens. These tokens securely map to the original payment credentials but are disguised in a way that even hackers would not be able to use them. This extra layer creates a much more secure and safe payment… Read more

Rapid digitization across the globe is transforming all aspects of our lives, and payments are the most crucial element. From online marketplaces and streaming videos to cross-border money transfers, almost every digital activity relies on a payment system. J.P. Morgan’s proprietary POWER+ framework outlines five mega-themes that are shaping the future of payments. These mega-themes account… Read more

Before investing in any early stage company, it is crucial investors conduct adequate due diligence to ensure an informed decision can be made on the opportunity and transaction. The level of due diligence that should be completed will differ from investor-to-investor and transaction-to-transaction, and may be influenced by the involvement of other parties and the… Read more

Finance is built on trust, trust for infrastructure, trust for companies, trust for people. The emergence of cryptocurrencies and blockchain technologies is to build a financial world with more efficiency and transparency, with the underlying infrastructure as a global trusted ledger. If we go back to the initial design of Bitcoin, it was targeted to… Read more

The Hong Kong Monetary Authority (HKMA) wishes to remind members of the public to be cautious about certain overseas crypto firms, which are not licensed banks in Hong Kong, making representation in Hong Kong that they are banks or using the word “bank” in the descriptions of their products or services. Such acts may constitute… Read more

The Crypto Maturity Journey explores five typical levels of cryptocurrency adoption for FIs: ■Level 0: Education, strategy, and planning Designate team of crypto stakeholdersLearn about the crypto landscapeAnalyze current crypto exposure and associated risk ■Level 1: Open for business Allow retail banking customers to send funds to crypto businessesBusiness banking services for crypto businessesInvestment banking,… Read more